HOW TO BUY YOUR DREAM HOME?
1. Credit in good conditions.
2. Analyze your budget carefully to see what type of house you can afford.
3. Have money saved for your down payment (usually 20%)
4. Talk to a lender to get pre-approved.
5. Hire a qualified and trusted Real Estate Agent to help you begin your search for the home of your dreams.
6. Find your home and place an offer.
7. If your offer is accepted, this will generate different steps to follow with the seller and also with your lender (open escrow, inspections, finalize the approval of your mortgage loan)
8. Prepare to close, the money the down payment, closing costs, etc. make sure everything is in order and available
9. Closing Day, be ready to sign several documents with both your real estate agent and your lender.